Resources

SCT Inst Credit Transfer

SEPA Instant rulebook is available on the European Payments Council website.

• The 2017 Instant Credit Transfer ( SCT Inst) rulebook version 1.1
• SEPA Instant Credit Transfer Scheme Interbank Implementation Guidelines

Detailed documentation including ISO20022 field level specification is available on the European Automated Clearing House Association (EACHA) website. (Annex III Administration Messages contains the specification of ping (echo messages) mandatory in the GIROInstant implementation):

• EACHA Instant Payments Interoperability Framework - including Annexes - v1.1

The European Central Bank provides Documents on TARGET Instant Payments Settlement (TIPS).

• TARGET Instant Payment Settlement (TIPS) - Related documentation

HCT Inst

The rulebooks became available for the public.

• HCT Inst rulebooks (Szolgáltatások > AZUR Projekt > AZUR séma)

The central bank of Hungary (MNB) has publications available in Hungarian:

• Azonnali fizetés - Instant payments

The law regulating fund transfers in Hungary:

• 35/2017. (XII. 14.) MNB rendelet a pénzforgalom lebonyolításáról

ISO 20022 documents

SEPA Instant mandates to use old versions of the documents . They can be found in the archives.

• Second version of the Payments Clearing and Settlement messages
• Sample messages
• MDR (Message Definition Report)
• Diagrams

The current versions can be found here:

• ISO 20022 payments messages
• pacs - Payments Clearing and Settlement - MDR (Message Definition Report)

EBICS - Electronic Banking Internet Communication Standard

• EBICS